:root{
  --navy:#0E2448;
  --navy-2:#17376e;
  --gold:#E6B93D;
  --gold-2:#dcae29;
  --ink:#102033;
  --muted:#5a6b80;
  --bg:#f5f7fb;
  --card:#ffffff;
  --line:#dce4ef;
  --soft:#eef3fa;
  --radius:20px;
  --shadow:0 12px 36px rgba(10,20,40,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;background:var(--bg);color:var(--ink);line-height:1.68}
img{max-width:100%;display:block}
a{color:inherit}
.container{max-width:1180px;margin:0 auto;padding:0 22px}
.site-header{position:sticky;top:0;z-index:100;background:rgba(14,36,72,.97);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0;flex-wrap:nowrap}
.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none}
.brand img{height:64px;width:auto;max-width:64px;border-radius:10px;object-fit:contain;padding:4px;background:rgba(6,18,40,.25)}
.brand-title{font-weight:900;font-size:1.05rem}
.brand-sub{font-size:.82rem;color:#cad8ea}
.nav-links{display:flex;gap:14px;flex-wrap:nowrap;justify-content:center;flex:1;min-width:0}
.nav-links a{color:#fff;text-decoration:none;font-weight:800;font-size:.9rem;white-space:nowrap}
.nav-cta{display:flex;gap:10px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:999px;padding:12px 18px;font-weight:900;border:1px solid transparent;transition:.2s ease}
.btn-primary{background:var(--gold);color:var(--navy)}
.btn-primary:hover{background:var(--gold-2)}
.btn-ghost{border-color:rgba(255,255,255,.26);color:#fff}
.btn-dark{background:var(--navy);color:#fff}
.hero{padding:78px 0 42px;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff}
.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:28px;align-items:center}
.kicker{display:inline-block;font-weight:900;text-transform:uppercase;letter-spacing:.16em;font-size:.72rem;color:#f4d05a;margin-bottom:10px}
.hero h1{margin:0 0 14px;font-size:3rem;line-height:1.03}
.hero p{margin:0 0 16px;color:#e5edf8;font-size:1.08rem}
.pills{display:flex;gap:10px;flex-wrap:wrap;margin-top:10px}
.pill{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.17);padding:9px 12px;border-radius:999px;font-size:.82rem;font-weight:800}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);padding:16px;border-radius:24px;box-shadow:0 20px 40px rgba(0,0,0,.16)}
.hero-card img{height:360px;width:100%;object-fit:cover;border-radius:16px}
.section{padding:58px 0}
.section.white{background:#fff}
.section.alt{background:var(--soft)}
.section.dark{background:var(--navy);color:#fff}
.section h2{margin:0 0 14px;font-size:2.2rem;line-height:1.08}
.lead{font-size:1.08rem;color:var(--muted);max-width:900px}
.grid{display:grid;grid-template-columns:repeat(12,1fr);gap:20px}
.card{grid-column:span 4;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.card h3{margin:0 0 10px;font-size:1.22rem}
.card p{margin:0;color:#2b3b4c}
.card ul{margin:10px 0 0;padding-left:18px}
.card.dark{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16);color:#fff}
.card.dark p,.card.dark li{color:#e7edf7}
.split{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.media{border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}
.media img{height:460px;width:100%;object-fit:cover}
.list{padding-left:18px;margin:10px 0 0}
.list li{margin:9px 0}
.note{background:#fff8df;border:1px solid #edd487;border-radius:16px;padding:16px 18px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px;margin:12px 0;box-shadow:var(--shadow)}
.faq summary{cursor:pointer;font-weight:900}
.cta-band{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;border-radius:28px;padding:34px;box-shadow:var(--shadow)}
.cta-band p{color:#e5edf8}
.small-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.site-footer{background:#0b2348;color:#fff;padding:44px 0 96px}
.site-footer a{color:#fff;text-decoration:none}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:24px}
.footer-grid h3,.footer-grid h4{margin:0 0 12px}
.footer-grid p{margin:0 0 10px;color:#f4f8ff}
.footer-bottom{margin-top:18px;color:#d7e4f6;font-size:.92rem}
.sticky{position:fixed;left:14px;right:14px;bottom:14px;background:rgba(14,36,72,.98);border:1px solid rgba(255,255,255,.12);border-radius:999px;z-index:110;box-shadow:0 18px 40px rgba(0,0,0,.2)}
.sticky-inner{display:flex;align-items:center;justify-content:space-between;gap:12px;color:#fff;font-weight:900;padding:10px 14px}
.service-links{display:flex;gap:10px;flex-wrap:wrap}
.tiny{font-size:.92rem;color:var(--muted)}
@media (max-width:980px){
  .nav-links{display:none}
  .hero-grid,.split,.footer-grid,.small-grid{grid-template-columns:1fr}
  .card{grid-column:span 12}
  .hero h1{font-size:2.25rem}
  .hero-card img,.media img{height:260px}
}


.card h3 a{color:inherit;text-decoration:none}
.card h3 a:hover{text-decoration:underline}
.card .btn{margin-top:14px}
.btn-text{background:transparent;color:var(--navy);border:2px solid var(--gold)}
.hero .btn-text,.cta-band .btn-text,.sticky .btn-text,.site-header .btn-text,.site-footer .btn-text{color:#fff;border-color:rgba(255,255,255,.3);background:rgba(255,255,255,.04)}
.hero-actions,.cta-actions{display:flex;gap:10px;flex-wrap:wrap}
.footer-grid{grid-template-columns:1.1fr .8fr .8fr .8fr}
.footer-mini-cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}
.site-footer .tiny-note{color:#d7e4f6;font-size:.92rem}


/* HEADER FIX */
.site-header{
background:#17345c;
border-bottom:1px solid rgba(255,255,255,0.08);
}

.container.nav{
display:flex;
align-items:center;
justify-content:space-between;
gap:40px;
padding:14px 0;
}

.brand{
display:flex;
align-items:center;
gap:12px;
text-decoration:none;
}

.brand img{
height:48px;
width:auto;
border-radius:6px;
}

.brand-title{
font-weight:700;
color:white;
font-size:16px;
}

.brand-sub{
font-size:13px;
color:#cbd6e6;
}

.nav-links{
display:flex;
gap:24px;
margin-left:40px;
}

.nav-links a{
color:white;
text-decoration:none;
font-weight:600;
font-size:15px;
}

.nav-cta{
display:flex;
gap:12px;
margin-left:auto;
}

.btn-primary{
background:#e6b93d;
color:#17345c;
padding:12px 18px;
border-radius:28px;
font-weight:700;
}

.btn-text{
border:2px solid rgba(255,255,255,0.35);
color:white;
padding:10px 18px;
border-radius:28px;
font-weight:700;
}